Communities that participate agree to adopt and enforce ordinances that meet or exceed FEMA requirements for reducing flood risks.ĭHS/FEMA provides an online hub where homeowners can take action to research their eligibility and acquire flood insurance called “. Is your house in a flood zone To determine this, you’ll first have to be able to accurately read a flood zone map. It offers flood insurance to participating homeowners, renters, and business owners. Since most homeowners’ insurance policies do not cover the costs of flood damage, Congress created the The National Flood Insurance Program (NFIP). Flood insurance isn’t federally required in moderate-to-low areas, but it is recommended for all property owners and renters. These areas not only submit over 20 percent of flood insurance claims, but also receive one-third of disaster assistance for flooding. Visit for all of the accurate, easy to navigate Australian flood data you need, and the ability to check flood zones via specific property addresses.Did you know that nearly 20 percent of flood insurance claims come from moderate to low risk areas? In moderate-to-low risk areas, the risk of being flooded is reduced but not completely removed. Since some state flood data is incomplete, Landchecker flood data is sourced not only from the state, but also the local council, to ensure the datasets are more relevant and complete than any competitors only sourcing state data. You can turn on the contours to see how flood levels are affected by the surrounding terrain and get a feel for how this may shape future flooding events. A visual reading of this data is easy to interpret, even for the untrained eye. Visualise flood data in map-view by selecting the flood filer in ‘due diligence’. It’s very simple to use and accurately illustrates the risk involved with the specific property address How to Access Landchecker Flood Zone Map & Overlay Data You can even determine the lowest allowable construction elevation to avoid flood risk Together, the flood zone map and overlay tool can help you be better prepared against flood damage, and provide you with the necessary information to determine if a property is a sound future investment It’s helpful to use this Australian flood data for future planning and development, as well as insurance and water safety and quality The overlay tool helps guide development and show flood events for the purpose of planning: Recorded historic floodlines and floodplainsįlood hazard overlays and reference layers for planning flood maps Landchecker utilise a range of relevant data (including from Geospatial Specialists) to outline flood behaviour and provide a general overview of the possibility of flooding in a particular area.Ī flood zone map includes a range of data, which often includes the following: This enables you to more accurately check flood zone data by address. Landchecker helps to overcome these LGA discrepancies by consolidating state and local government dataset providing more targeted, digitised coverage of flood levels and an interactive flood zone map. This in turn means that there are data coverage limitations and inconsistencies in the flood zone data. Whilst each state seeks to provide information regarding flood zones to the general public, in many cases and areas they still lack a consolidated source of information. Properties located in a flood zone not only face higher risk of experiencing damage from flooding, but will also usually be required to pay a higher insurance premium than property owners located outside of flood zonesįlood zones are important to be aware of because they can impact a property’s ability to be resold How Landchecker’s Flood Zone Map & Overlay Can Help Why Check Yourself?Ĭonstruction and changes in topography and flood zone designations change overtime, so it’s important that any flood data in Australia that you use is the most up to dateĮven a flood zone that seems low risk(forinstance 1%) still means that the area is expected to have a devastating flood every 100 years, and it could be near the end of that time cycle They are most commonly attributed to areas and properties located in a low-lying area or near a river, lake, creek, major stormwater drains, or similar.Īs you can imagine, this likelihood varies based on location (suburb and state) as well as the position of the property. To clarify, a flood zone is an area that has a higher potential for flooding. The Importance of Identifying Flood Zones Updated Australian flood zone data from a trusted source will greatly help in making informed decisions around real and potential flood risk. Whether you are a prospective homeowner, buyer or seller in a flood-prone region or an insurer or property professional seeking accurate, transparent flood risk information – the best way to do so is a digitised check of flood zone data via address. It is estimated that more than one million properties (around 1 in 10 private homes) in Australia are impacted by floods annually.
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